Small Consumer Loans

Better options!

There are many small consumer-finance companies that offer small, short-term loans that can cost up to 60% ARP, but usually cost about 25-36% APR. These rates are much lower than those of payday lenders and you can also receive up to $1000 for a year and pay much less than a $200-300 loan from a payday lender over a year. This is a good option for those who need larger amounts of money or have expenses that will extend beyond the two week period of most payday loans.

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